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Can I use my HSA, FSA or HRA in a foreign country?
Can I use my HSA, FSA or HRA in a foreign country?

You may be able use your HealthEquity accounts for medical expenses outside the United States, but there are a few restrictions.

Updated over a week ago

Note the following restrictions when using your HealthEquity accounts internationally.

  • A 1-3% fee will apply if you use your HealthEquity® Visa® Health Account Card* overseas.

    • This fee is listed as an 'Association Markup Fee' or 'Conversion Fee' on the Transaction History page of the HealthEquity member portal.

    • Please note: Not all plans include a debit card.

  • Any expense must be a valid qualifying medical expense in the U.S., must be legal in both countries and must be covered under your plan.

  • You cannot order prescription drugs from another country to bring into the U.S.

  • You can pay for medication or services that you consume while outside the U.S. (for example, if you are injured while traveling and go to a doctor).

*This card is issued by The Bancorp Bank; Member FDIC, pursuant to a license from Visa U.S.A. Inc. Your card can be used everywhere Visa debit cards are accepted for qualified expenses. This card cannot be used at ATMs and you cannot get cash back, and cannot be used at gas stations, restaurants, or other establishments not health related. See Cardholder Agreement for complete usage restrictions.

HealthEquity does not provide legal, tax or financial advice.

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